Plan for funeral costs and other end-of-life expenses with coverage that fits your needs. Karen will help you compare your options, understand the details, and decide at your own pace.
Karen K. Marshall • Licensed independent insurance agent
The basics
What is final expense insurance?
Final expense insurance is life insurance intended to help your loved ones pay for costs after you die, including funeral, burial, or cremation expenses and other remaining costs. The policy pays a benefit to the person you name as your beneficiary.
You can choose a coverage amount based on the costs you want to plan for and what you can comfortably pay. The price, eligibility, and policy terms depend on the insurer and the coverage you select.
01
Start with your needs
Talk through your plans, any coverage you already have, and who you want to protect.
02
Compare the details
Review benefit amounts, monthly costs, eligibility, and any waiting periods or limits before deciding.
03
Choose at your pace
Ask questions and decide whether a policy makes sense for you. There is no pressure to buy.
Frequently Asked Questions
Know what you’re choosing.
Is this only for funeral costs?
No. The benefit is paid to your named beneficiary, who can use it for funeral expenses or other needs. It is helpful to discuss your wishes with them.
What if I already have life insurance?
You can still review what you have. Karen can help you think through whether your current coverage meets the needs you want to plan for.
Will I need a medical exam?
That depends on the policy. Karen can explain the application questions and requirements for the options available to you.
What happens during the free review?
We’ll discuss your goals and budget, answer your questions, and go over possible coverage. You decide whether to take the next step.
Coverage, premiums, eligibility, waiting periods, and exclusions vary by policy. Review the policy details before applying.
The person behind Aljon Financial
Meet Karen K. Marshall
President of Aljon Financial Life Insurance · Licensed life insurance agent
I believe planning ahead is one of the most loving things you can do for your family. My work is to help you understand life insurance in plain language, so you can make a choice that fits your needs, values, and budget.
With more than 20 years in sales, client service, and relationship-building, I bring patience and real-life understanding to every conversation. I’ll listen, answer your questions, and walk through your options without pressure.
